Mortgage Solutions

Purchase Mortgage
At 8Twelve Mortgage, we offer personalized mortgage solutions for buying, refinancing, or investing.
- Custom Solutions: Fixed, adjustable, switch transfers, and no-frills options.
- Competitive Rates: 1-, 3-, and 5-year fixed rates, plus 5-year adjustable options.
- Award-Winning Service: Enjoy seamless support throughout your mortgage journey.
- Expert Insight: Trusted advice from our experienced team and broker network.
Commercial Mortgage
At 8Twelve Mortgage, we offer customized commercial mortgages with Canada’s best rates.
- Custom Agreements: Tailored mortgage solutions to suit your needs.
- Loan Amounts: Financing from $100,000 to over $100 million.
- Property Types: Financing for industrial, office, apartment, retail, and hotel properties.
- Flexible Options: First, second, or third mortgages available.
- Simple Process: Easy application and fast approval.


Refinance
At 8Twelve Mortgage, we help consolidate debt and save up to 60% on payments.
- Complimentary Consultation: We assess your current situation and refinancing objectives to provide tailored advice.
- Rate Comparison: We leverage our network of lenders to find the most competitive options for you.
- Application Process: We guide you through a seamless and efficient application procedure.
- Underwriting: Our team works closely with lenders to expedite your application process.
- Closing: We ensure a smooth closing experience and offer clear explanations of all documents.
Private Mortgage
Struggling with bad credit? 8Twelve Mortgage offers private mortgages based on home equity.
- Faster Approval: Receive approval within 48 hours, unlike the lengthy process with banks
- No Minimum Credit Score: Property value is prioritized over credit score, making approval easier.
- No Minimum Income Requirements: Ideal for self-employed borrowers or those with non-traditional income sources.
- Lower Interest Rates: Consolidate high-interest debts into one affordable payment and pay off debt faster.


Heloc
Need extra funds? 8Twelve Mortgage HELOC offers flexible support for any need.
- Flexible Use of Funds: Use the loan for home renovations, education, debt consolidation, or startup capital.
- Pay Interest Later: No immediate interest payments, providing more flexibility.
- Access Funds Anytime: Withdraw and re-borrow as needed from your open-ended loan.
- Repayment Flexibility: Pay down the principal at your own pace.